Terms & Conditions
General Statement
The following Terms and Conditions govern your use of our website. Please read these Terms & Conditions carefully before using our website.
By accessing or using our website, you agree to be bound by our terms. The provision by 1300 HomeLoan Holdings Pty Ltd Credit Representative Number 417207 of Australian Credit Licence Number 384704 (1300 Home Loan), its affiliates and suppliers of the data, information and services on our site to you is expressly conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of our website constitutes your agreement to all such terms, conditions and notices.
The materials and information on our website are provided to give you general guidance in the home financing (including buying, selling and owning). 1300 Home Loan and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on our website. Whilst 1300 Home Loan works hard to aggregate the highest quality data and to keep the information on our website accurate, complete and up-to-date, 1300 Home Loan and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to the accuracy, completeness or timeliness of the information.
1300 Home Loan considers privacy of paramount importance and no attempt is made, nor taken, to identify you, unless you expressly choose to do so. You are aware that your use of our website is monitored, eg. the path taken through our website, and how long spent on each page. This is performed to improve our website, and to make your visit to our website a more useful experience.
We hope you enjoy our website and find it useful.
1300 Home Loan Search Function Terms & Conditions
Further to the general Terms & Conditions of use for the 1300 Home Loan website, the following apply:
The search function is a tool provided by 1300 Home Loan to enable you as a visitor to our website to find information contained on the 1300 Home Loan website. By using the 1300 Home Loan search function you understand and agree to the following conditions:
- That the question you asked may be stored and used by 1300 Home Loan for whatever purpose it sees fit.
- That if you submit a question to 1300 Home Loan for a manual response, an e-mail address must be provided.
- A request for a manual response to a question will be replied to within 5 working days.
- That the answer will be provided by reply email or a hyper link back to our website.
- That 1300 Home Loan will not store or use the e-mail address for any purpose, other than to reply to your question, unless you elect to be registered for other services on offer.
- Should your question generate a new piece of information on the website, 1300 Home Loan reserves the right to amend the question.
Intellectual Property
Copyright in the content of this Website is owned by 1300 Home Loan. You are permitted to download and print content from the Website solely for your own internal business purposes and/or personal use. The Website content must not be copied or reproduced, used or otherwise dealt with for any other reason. You are not entitled to modify or redistribute the content of this Website or reproduce, link, frame or deep-link it on any other website without the express written permission of 1300 Home Loan. You are not entitled to use the content of the Website for commercial exploitation in any circumstances.
Contact Us & Appointment Form Terms & Conditions
Further to the general Terms & Conditions of use for the 1300 Home Loan website, the following apply.
1300 Home Loan provides a useful and simple method for customers to the website to contact 1300 Home Loan. By using this service you understand and agree that:
- The information provided will only be used for the purpose to which it was requested.
- For a response to be provided, contact information must be provided.
- 1300 Home Loan will respond within 5 working days.
- Information provided within the response may be financial in nature.
Please direct all enquiries to enquiries@1300homeloan.com.au
Read Our Terms and Conditions for a Clearer View of the Use of Our Website
Before you use any website, you should always read the terms and conditions, especially when you intend to use a certain service or buy a specific product. If you are on a website that does not have these terms and conditions, it is recommended to step away and find an alternative.
What Are Terms and Conditions Exactly?
Terms and conditions can be considered as rules which users of a certain service or website need to abide by in order to use the service or website. Even though most websites have good terms and conditions in place, it is always recommended to have a decent look at it.
Why Does A Mortgage Broker Website Require Terms and Conditions?
1300HomeLoan offers services, more specifically the services of an experienced mortgage broker. In order to protect our clients, we need to display a clear section with terms and conditions which clients can refer to. However, the terms and conditions are not only meant to protect the clients, but also the mortgage brokers and 1300HomeLoan.
Not only clients can get benefit from reading the terms and conditions on our website, the mortgage brokers joining 1300HomeLoan can as well. Before you register your interest in joining 1300HomeLoan, we recommend that each mortgage broker reads through these terms and conditions.
What Happens If A Website Does Not Have Terms And Conditions?
Clients who find themselves on a website without any terms and conditions should step away as quickly as possible. Terms and conditions usually describe how a service works and what you can expect. When you are on a service website where terms and conditions are missing, the service cannot be deemed as trustworthy.
There are also other things that should be present on a website and that you should be looking out for. One of these things is the privacy policy. For most clients, the privacy policy will be the most important part of a website, because it will tell you more about how your personal information will be handled while you use the website. For example, will your personal information be stored? Can the website sell your information to a third party or a partner?
Websites that do not have a privacy policy usually use your personal information for their own benefit, for example selling your information to another party. Such information selling usually leads to spam in your mailbox, which are usually companies who are trying to sell you a service or a product.
Can I Contact 1300HomeLoan If I Have Questions Relating To The Terms And Conditions?
Are you a client with questions about our terms and conditions? Or are you a mortgage broker looking to join 1300HomeLoan? If you are left with questions about our terms and conditions, disclaimer or privacy policy, do not hesitate to contact us.
To speak to one of our representatives directly, please call 1300-466-356. You can also send your question to enquiries@1300homeloan.com.au.