Finding a mortgage broker on 1300HomeLoan is incredibly easy. First, head over to the “Our Business” section and select “Talk to a Broker”. When the new page opens, select the area you live in and click on “Start Searching”. Once you have searched according to your area, you will get a list with all available brokers for your region. Most of our brokers have extensive experience with budget planning, but you will also find a number of brokers that specialise in budgets as well. Simply read the description of each broker to find the best fit for you.

Before you start creating a budget plan, you need to take a closer look at your current financial situation. Are there certain things that you could eliminate from your monthly expenses for example? You may have a subscription for a magazine you are not really using or maybe you can save on your monthly phone bill?

Another great way to save money is by having a good look at your energy supplier. Most people are set in their ways and are quite hesitant to change energy providers, however, there might be a better deal somewhere else. The sad truth is that loyal energy customers do not get great deals, so you may be better off looking at some other options.

Insurance can also cost quite a bit and this is something an experienced mortgage broker can help you with. There are dozens of insurance agents that all offer great deals, so by using a mortgage broker you can easily find the best one amongst them. By comparing various insurance agents, your mortgage broker can potentially save you a lot of money in car and home insurance.

Last but not least, it is also a good idea to allocate some extra spending in your budget plan. Most people create a budget plan, only including necessary costs, but by doing so they often find themselves in trouble when an unforeseen expense arises. Clients who struggle with debt should definitely go for the services of a mortgage broker. Not only will you get a more accurate budget plan, your finances will be arranged in a safer manner.