Disclaimer and Liability Limitation
Content
The content of the website (www.1300homeloan.com.au) includes text, software, graphics and advertisements provided by 1300 Home Loan Holdings Pty Ltd, its affiliates, third parties and licensees of the 1300 Home Loan telephone number (1300 466 356).
Whilst 1300 Home Loan takes reasonable steps to ensure that the information its websites is correct it makes no representations that the content will be complete, accurate, reliable, suitable or up to date and that your access to the website will be free from interruption or errors and the website or the hosting servers are free of viruses or any other harmful components.
1300 Home Loan does not accept any responsibility or liability for any actions taken as a result of, or in reliance on, information on its websites.
In addition, 1300 Home Loan reserves the right to change information on its websites at any time and without notice in its absolute discretion.
1300 Home Loan does not warrant or guarantee that its websites or web services will be available uninterrupted or free from errors or viruses and accepts no liability for any loss or damage suffered by any user. Users use 1300 Home Loan websites and web services entirely at their own risk.
If you believe any information on 1300 Home Loan websites is inaccurate, out of date or misleading, please bring it to our attention by an email to webmaster@1300homeloan.com.au.
Exclusions
To the extent allowable by law 1300 Home Loan and its affiliates exclude;
All warranties, circumstances and terms implied by regulation, general law or worldwide convention including, without restriction, any and all implied warranties with respect to merchantability, suitability of purpose, title and non-infringement; and liability to you or any person in respect of any loss or damage arising out of or in connection with any use of the website or the information on or provided through the website, as well as, without limitation, all liability in respect of consequential, incidental, indirect, extraordinary, punitive or exemplary damages (such as loss of profits or loss or corruption of data and loss of goodwill) even if it has been advised of the likelihood of such loss or damage. Where the law implies any phrase in relation to your use of the website or any understanding arising out of your accessing the website and that law prohibits exclusion of that phrase, then that phrase is included. If and to the amount permitted by law, however, 1300 Home Loan and its affiliates limit their liability for breach of such phrase to the resupply of services.
Intellectual Property
The following marks are intellectual property of 1300 Home Loan and/or its licensors:
All other trademarks displayed on this website are trademarks of their respective owners. Nothing contained on the website should be construed as granting any license or right to use any trademark displayed on the website without the express written permission of 1300 Home Loanor the relevant third-party owner.
Copyright
The copyright in the content is owned by 1300 Home Loan, its suppliers and/or licensors unless specifically indicated otherwise on the website. The content is protected by Australian and international copyright and trademark laws and is supplied for information use only. Except as explicitly provided for above and separately from any fair dealing permitted under the Copyright Act 1968, 1300 Home Loangrants visitors to the website a license to download, display, print and reproduce this material for private use or within your organization, for non-commercial purposes only. No license to republish, transmit, reproduce, communicate, modify, commercialize or alter this material is granted without their written permission.
Linked websites
External links are provided as a convenience to site visitors only.
1300 Home Loan
- does not accept responsibility for any externally linked site or its content;
- do not endorse, sponsor or approve of any information or materials on these linked websites;
- do not make any warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of any material on websites linked to or from this website;
- do not make any warranties or representations that information or materials on other websites to which this website is linked does not infringe the intellectual rights of any person anywhere in the world; and
- do not authorize the infringement of any intellectual property rights contained in information or materials in other websites by linking this website to those other websites.
Check Out Our Disclaimer For More Information About 1300HomeLoan, Its Mortgage Brokers and Services!
The disclaimer is meant to protect both clients and mortgage brokers who use 1300HomeLoan. Before you hire a mortgage broker from our website, or before you join our website as a mortgage broker, we recommend reading through the disclaimer, terms & conditions and the privacy policy to ensure that you agree with the stated information.
Why Is There A Need For A Disclaimer?
Every trustworthy website will have a disclaimer. Not only is it meant to protect the business running the website, it also provides clients with the necessary legal information relating to the use of our services and website.
What Is Displayed In A Disclaimer?
The first thing you will see in the disclaimer of our mortgage broker website is content. Even though the content on 1300HomeLoan is as accurate as can be, we do need to take into account the actions of the clients following from that content. Where content is concerned, 1300HomeLoan cannot be held liable for any actions resulting from the content of this website.
Our disclaimer also mentions intellectual property, which basically refers to all the content, images and links being posted on our website. In order to protect our information from competing third parties, 1300HomeLoan needs to declare that all information found on our website is our intellectual property.
Other things that should be displayed in a disclaimer are copyright and linked websites, as you will also see on our disclaimer. However, a disclaimer can have as much or as little information as the website owner wants.
Why Is It Important To Read Disclaimers?
Anyone who finds themselves on an unknown website usually does not bother reading the disclaimer or the terms and conditions. However, if you are about to use a service or buy something from a certain website, it is recommended to read the disclaimer, terms and conditions and other relevant information displayed.
Disclaimers are actually quite important because they give you an idea of how a business operates. For example, if you are on a website without a disclaimer or terms and conditions, you may have to tread carefully. Even though certain things are obligated by law, it does not mean you will not fall victim to internet scammers or fake services.
In addition to disclaimers, it is also very important to look for a privacy policy, especially when you are about to submit personal information. Not every online business has your best interest at heart and some businesses even sell your personal information to third parties, which explains why you sometimes receive emails from an unknown person trying to sell you something. If you encounter a service or product website without a privacy policy, it is recommend to step away.
Can I Contact 1300HomeLoan If I Have Questions About The Disclaimer?
Do you have any questions or concerns about the disclaimer? Do not hesitate to contact us directly for more information. Simply call 1300-466-356 or send your question to enquiries@1300homeloan.com.au.